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Give Me Back My Credit! Identity Theft Prevention and Scam Alerts By Denise Richardson
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Consumer news, identity theft prevention, credit reporting facts, tips to avoid fraud, mortgage servicing issues, debt collection practices, binding arbitration issues, scam alerts and consumer stories. Tell us your story...
Recent Posts Tagged With 'consumer rights'
Advocates to Meet with Consumers and Share Resources, Knowledge and Voices!
As homeowners fight to save their homes from foreclosures, and consumers continue to combat fraud, predatory lending and abusive financial practices, they're asking -"Why doesn't anyone help? Why doesn't anyone hear me? Isn't ther...
Tell Congress to Restore Consumer Protections; Sign Petition in Support of Consumer Watchdog Agency
Congress is considering creating a Consumer Watchdog agency! It's obvious that we need reform and oversight in the financial arena if we can ever hope to stop fraud and predatory lending practices from bringing our economy to its knees ev...
Debt Collectors Hounding You? Know your rights...and their Secrets!
Recently a guest blogger, Scott Taylor, offered an insightful view of the credit card industry based on his inside knowledge. If you missed it see; A Credit Card Industry Insider Shares Truths; Why He Left After 20 Years here. Today Scott...
Alaska Supreme Court Decision Limits Mandatory Arbitration
Larry Gibson filed suit against his former employers, Nye Frontier Ford, Inc., and Nye Frontier Lincoln Mercury, Inc. in the Alaska superior court seeking to recover unpaid overtime compensation and liquidated damages. Gibson alleged he w...
Hearings Held on Curbing Abusive Practices, Strengthening FTC and Consumer Protection
This week the Subcommittee on Commerce, Trade, and Consumer Protection held a hearing titled, "Consumer Credit and Debt: The Role of the Federal Trade Commission in Protecting the Public" Various advocates offered their informed expert opinions and r...
Binding Arbitration; Not Just Bad For Consumers, Bad for Small Business Owners too...
If you've purchased a home, car, credit card, or cell phone contract over the past five or ten years, it's almost certain that the contract you signed included an agreement to settle any legal disputes through binding arbitration rather than in the c...
Troops often Forced to Fight on two Battlefields; Home and Away; Is this the American Way?
I receive a number of email from consumers who relay their massive frustrations when forced to fight for accountability and justice after being wronged, one way or another -through no fault of their own.Whether their troubles began with an identity t...
Take Action to Change Unfair Lender Practices and Bankruptcy Bill to be Voted on This Week
It sure looks like banks and credit card companies are continuing to squeeze consumers for every last penny they can. Consumers are upset, and rightfully so, that the same lenders who begged for, and received, billions of taxpayer dollars -cont...
More Consumers Considering Bankruptcy; Things you need to know
With so many consumers finding themselves out of work, deep in debt and struggling to keep up with escalating credit card payments as creditors raise interest rates on already borrowed debt, many people are determining whether or not bankruptcy is an...
Tell Congress to Read the Ten Principals to Guide Regulation for Consumer Protection -then follow them!
If you're fed up with bad news, continually hearing about massive job losses, the declining stock market and taxpayer dollars bailing out everyone except you, you're certainly not alone. But have you voiced your concerns to Congress? The best w...
My Nightmare Before Christmas; The Grinch who shut me down, but not up...
T'was the week before Christmas and oh, was I stressed.Then an email arrived... "you've got problems" it said.It appears someone's hacked the blog on your sitecause when I clicked on your links, what I saw wasn't right!With a quizzical face and lump ...
New Credit Card Regulations Announced
The Federal Reserve Board on Thursday approved final rules that would better protect credit card users by prohibiting certain unfair acts or practices and improving the disclosures consumers receive in connection with credit card accounts and other r...
New Credit Card Regulations Announced
The Federal Reserve Board on Thursday approved final rules that would better protect credit card users by prohibiting certain unfair acts or practices and improving the disclosures consumers receive in connection with credit card accounts and other r...
Stuck with Binding Mandatory Arbitration? Tell us your story...
When a corporation includes a BMA requirement in its contracts, it means your dispute must be decided by a private legal system. Because BMA clauses are "binding," you must abide by the decision and have no right to appeal. You cannot walk your case ...
Stuck with Binding Mandatory Arbitration? Tell us your story...
When a corporation includes a BMA requirement in its contracts, it means your dispute must be decided by a private legal system. Because BMA clauses are "binding," you must abide by the decision and have no right to appeal. You cannot walk your case ...
Equifax Credit Reporting Agency Settles with State of Indiana for $65,000.
Equifax has reached a settlement with the State of Indiana after the attorney general there says the company broke Indiana law. Equifax will pay $65,000 to settle allegations it waited too long to notify and freeze consumers' credit reports. At...
Equifax Credit Reporting Agency Settles with State of Indiana for $65,000.
Equifax has reached a settlement with the State of Indiana after the attorney general there says the company broke Indiana law. Equifax will pay $65,000 to settle allegations it waited too long to notify and freeze consumers' credit reports. At...
NCO Promises Another State to Stop Illegal and Abusive Debt Collection Practices
Under a settlement with the Texas Attorney General Greg Abbott, NCO Financial Systems, the world's largest debt collector, has agreed to validate debts BEFORE they attempt to collect them from innocent consumers. What a Concept!The State of Texas cla...
NCO Promises Another State to Stop Illegal and Abusive Debt Collection Practices
Under a settlement with the Texas Attorney General Greg Abbott, NCO Financial Systems, the world's largest debt collector, has agreed to validate debts BEFORE they attempt to collect them from innocent consumers. What a Concept!The State of Texas cla...
